Hell Is Other People

I'm really down at this point: even more than usual.  My credit card debt is out of control.  It's never far from my mind.  I'm obsessed with it: and for good reason.  This month, I probably won't be able to make my minimum monthly payments for the first time.  Of course, for a while now, the only reason why I was able to make those payments is by taking out monthly cash advances from my credit cards.  I was just denied a debt consolidation loan by Lending Club.  I sent an application to a local low-cost legal aid organization for help with filing for bankruptcy.  I'm waiting to hear from them.  I don't know if they'll help me or not.
Suicide seems more and more like the best option.  It's too hard, though.  It' should be easy.  If you're an adult, and no one is depending on you (kids, pets), then you should be able to go to a pharmacy and purchase pills that will kill you peacefully and painlessly in your sleep.  I'm not a bad guy.  I don't deserve to die a painful death.  I don't deserve to fail and end up paralyzed.  I could jump off a nearby bridge, but what if it didn't kill me?  I'd be a total mess.
Every day brings more and more reasons to die.  At work, some customers treat me like shit.  One of them bragged to me about how much money he has.  He started with, "It's nice to have money."  Then he told me his father-in-law is a millionaire, and he saved $300,000 from a job.  Now he has a job that pays him better than the other one.  I'm consumed with my very depressing financial situation, and this prick rubs his money in my face.
I've really come to dislike a coworker of mine.  She happens to be a young, attractive woman (stupid and boring, though).  She and I started at this company at the same time.  However, she must see herself as some sort of a leader.  When I'm working next to her (which I'd rather not), she doesn't mind her own fucking business and instead pays attention to what's going on with me.  I'll be doing something, and she'll start instructing me.  The problem is that I don't need her instruction; I'm doing just fine.  It's distracting and annoying.  
And to top it all off, I'm reading a book that mentions suicide repeatedly.  It is so hard to get through work.  It's so hard to get through the day.  It's so hard to live.